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Federal Government Employees

How We Work

Federal Government employees have a lot of important choices to make prior to and throughout retirement. They will have to work with the Office of Personnel Management (OPM)  OPM will provide you with an abundance of information but they will not guide your decision making in context with your personal situation.  Here are some of items you need to work through to get prepared.


Thrift Savings Plan (TSP)

How much risk am I taking?  Which funds should I be in?

Pension Claiming

Survivorship?  How much?

Social Security 

Federal Group Life  (FEGLI)

Unused Annual Leave



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