1. ASSESS CURRENT FINANCIAL SITUATION
Our first step in working together will be to analyze your current financial situation. We will review your current assets, liabilities and tax treatments. We will then perform risk based needs and estate planning, as well as educational planning.
2. DETERMINE FINANCIAL OBJECTIVES
Once we understand your current situation, we will discuss short, mid and long term goals. During this process we will determine risk tolerance and investing priorities.
3. CONSIDER ALL APPROPRIATE STRATEGIES
With a goal to work towards, we will then provide our guidance in developing an investment strategy consistent with your risk tolerance, time horizon and goals. Additionally we will develop a diversification strategy using asset allocation relative to your long term goals and benchmarks.
4. DEVELOP AND IMPLEMENT PLAN
A strategy has been set, now it’s time to implement it. We will use professionally created, quality investment portfolios designed to match your allocation strategy. We will manage the impact of taxes and inflation, as well as fund monitoring and comparison as we continue to seek maximum efficiency between risk and reward.