Adair & Associates | About Us
We are a wealth management team in Marriottsville, Maryland. The plan comes before the portfolio, the same people answer the phone year after year, and we work with families across Maryland and around the country.
A 15 to 20 minute conversation. No cost, no obligation.
The short answer
Adair & Associates is a wealth management practice in Marriottsville, Maryland, led by Hunter Adair, CFP® and Pat Gibbons.
Each advisor is supported by a director of operations and client service who has worked alongside him for well over a decade, and the full team brings more than 45 years of combined industry experience. We handle retirement planning, investment management, tax planning, estate planning, cash flow, insurance review, and assistance to loved ones as one plan, and we coordinate that plan with your CPA and your attorney.
Securities and advisory services are offered through LPL Financial, a registered investment advisor. In advisory relationships, we act as a fiduciary, which means we are bound to act in your best interest.
What to expect
Four things you can count on, whether you are meeting us for the first time or have been with us for years.
Before we talk about any investment, we want to know what the money is for: when you plan to retire, what the income needs to cover, and what worries you. The portfolio exists to fund the plan.
Call the office and you reach someone who already knows your file. Hunter and Pat meet with clients personally, and the operations team behind them has been here for years. Nobody is routed to a call center.
We do not prepare tax returns or draft legal documents. We do build the plan, share the numbers with your tax preparer and your attorney, and make sure your account titling and beneficiary forms match what the documents say.
You get a written plan that explains the trade-offs in everyday terms, and a review at least once a year. When something changes in your life or in the tax code, we revisit it sooner.
Get to know the firm
These three pages go deeper. Start with whichever question is on your mind.
What happens between the first phone call and the written plan, and how the relationship continues after that: a review of your real numbers, a strategy explained in plain language, and check-ins at least once a year.
What you will find
The households we serve, from two-income families building a plan while raising children to business owners and retirees managing more complex wealth and thinking about what comes next.
What you will find
Clients in Maryland, Florida, South Carolina, and beyond describe, in their own words, what it has been like to work with Hunter and the team through retirement, a parent's estate, and the years in between.
What you will find
Our team
Two advisors lead client relationships, and the operations staff who support them have worked alongside them since 2005 and 2007. Here is who you will meet.
Wealth Management Advisor, Partner
A CERTIFIED FINANCIAL PLANNER™ professional who has worked in financial planning since 2002. Hunter leads the firm's planning work and meets personally with every prospective client. Full bio
Wealth Management Advisor, Partner
More than 30 years in financial services, including time as a partner in a CPA firm and as a business owner. Pat helps clients prepare for the retirement they have been working toward. Full bio
Director of Operations and Client Service to Hunter Adair
Audrey has worked alongside Hunter since 2007. She holds a degree in Business Communications from Villa Julie College and handles client service and operations for Hunter's clients. Full bio
Director of Operations and Client Service to Pat Gibbons
Jill has worked alongside Pat in the financial and insurance industry since 2005, after earlier roles in training and human resources. Full bio
Wealth Management Advisor
Christin holds a bachelor's degree in finance from Pennsylvania State University and a master's degree in education from Mercy College, and brings both to her work with clients. Full bio
Financial Consultant
Kevin has worked in the industry since 2007. He believes every household's situation is different, and that individual attention is the only way to build the right plan. Full bio
Investment Operations
Zach joined the team in 2022 after earning his degree in Business Administration from Towson University. He handles investment-related service and operations. Full bio
Marketing Specialist
Zach leads the firm's marketing and digital strategy, helping Adair & Associates connect with the individuals and families it serves locally and across the country. Full bio
2205 Warwick Way, Suite 300, Marriottsville, MD 21104 · (443) 609-7727 · hunter.adair@adairadvisory.com
Where to find us
We are just off Interstate 70 at Marriottsville Road, a short drive from Ellicott City, Columbia, Eldersburg, and Sykesville. Clients are welcome at the office, and we also meet by phone and video with clients across Maryland and around the country.
Adair & Associates
2205 Warwick Way, Suite 300
Marriottsville, MD 21104
Phone: (443) 609-7727
Email: hunter.adair@adairadvisory.com
Hours:
Monday to Friday, 9:00 AM to 5:00 PM
Saturday and Sunday by appointment
Common questions
Our office is at 2205 Warwick Way, Suite 300, Marriottsville, MD 21104, just off Interstate 70 in western Howard County. We meet clients in person at the office and by phone or video with clients across Maryland and in other states.
LPL Financial is the registered investment advisor and broker-dealer through which Adair & Associates offers securities and advisory services. LPL provides the account platform, trading, research, and compliance oversight. Adair & Associates is the team you work with day to day.
In advisory relationships, yes. Acting as a fiduciary means we are bound to act in your best interest when we provide advice. LPL's Relationship Summary (Form CRS), linked in the footer of this site, explains the difference between brokerage and advisory services.
CERTIFIED FINANCIAL PLANNER™ certification is granted by the CFP Board to advisors who complete coursework in financial planning, pass the CFP Board's certification exam, meet experience requirements, and agree to the Board's ethical standards. Hunter Adair holds the CFP® mark.
You meet with Hunter or Pat for planning and review meetings. Between meetings, Audrey, Jill, and Zach handle service requests, paperwork, and scheduling, so you are not starting over with someone new each time you call.
Yes. We have clients in Maryland and in states across the country, and we meet by phone and video whenever an office visit is not practical. The states where the LPL Financial representatives on this site can work with residents are listed in the disclosures below.
It depends on the services you use. We go over how we are paid before you sign anything, and LPL's Relationship Summary (Form CRS), linked in the footer, describes the fee types for brokerage and advisory accounts.
Fifteen to twenty minutes on the phone to hear what prompted the call and whether we are a good fit for each other. No cost, no obligation, and nothing to prepare. If it makes sense to continue, we schedule a longer meeting and tell you what to bring.
Related
Schedule a short introductory call with Hunter Adair. Tell us what prompted the call, and we will tell you plainly whether we can help.
Adair & Associates · 2205 Warwick Way, Suite 300, Marriottsville, MD 21104
Content last reviewed October 2026.
This material is for general informational purposes only and is not intended to provide specific advice or recommendations for any individual. Adair & Associates and LPL Financial do not provide tax or legal advice or services. We do not prepare tax returns, and we do not prepare, draft, or execute wills, trusts, or other estate planning documents. Please consult your qualified tax or legal professional regarding your particular situation.
Fiduciary duty applies in advisory relationships. All investing involves risk, including possible loss of principal. No strategy assures success or protects against loss.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA & SIPC.
The LPL Financial representative associated with this website may discuss and/or transact securities business only with residents of the following states: CA, CO, CT, DC, DE, FL, GA, IL, MA, MD, NC, NH, NY, PA, TN, TX, VA, WA, WV.
